Are you searching for some of the best investment options in India? If yes, you have come to the right place as we are here with a complete guide to invest your money wisely.
Who doesn’t want to multiply wealth by investing it? But before investing your money into any investment plan, you should know all about the maximum return and the risk involved with it. Let’s find out some of the best investment options in India with the help of this blog:
A short but promising list of all investment options in India:
Here is a list of some of the best investment options in India that you can look up to get the maximum benefit and return for investing your money:
- Bank Fixed Deposits.
- National Savings Certificate
- Real estate
- Saving accounts
- Liquid funds
- Recurring Deposits
- Public Provident Fund
- Mutual Funds
- RBI Bonds
- Secure and safe investment options in India:
Searching for some of the best and safest investment options in India is challenging. Why? Because no investment comes without any risk. Yet, we are here with some of the best Investment plans that offer the security of capital and high returns:
Now and then, you may come across advertisements for mutual funds while watching TV. These investments are worth advertising as Mutual Funds offers returns and are less volatile and risky than other investments.
However, there are three types of mutual investment. They are Direct mutual funds, Equity mutual funds and Debt mutual funds. In comparison, other types of mutual funds or debt mutual funds are more secure and less volatile.
If you are looking for the safest and high return investment options in India in the end, investing in a mutual debt fund is best as it generates fixed interest. However, you need to make sure to go through the terms and conditions before investing in it.
Ever heard of RBI Bonds? If not, let us introduce you to the saving bonds introduced by the central bank. The central bank introduced a Floating Rate Savings Bond.
As per the regulations, the newly launched saving bonds’ interest rate is subjected to change or reset every six months. These bonds have a tenure of about seven years.
Public Provident Fund:
Talk about a tax-free investment that is safe! You will find that the Public Provident fund is one of the best investment options in India that fits this criterion.
This type of account opens the same bank or post office wherein the invested money is locked for about 15 years. Depending on the compound interest, you can also extend the time frame of this investment.
The highlight of this investment is that you can get a loan on your account balance whenever you need money.
We Indians have an undeniable love for gold. Then why not invest in it? But here is the cash. Instead of investing in jewellery, you can buy gold coins or even invest in paper gold.
Paper gold investment is more effective. Apart from that, you can also invest in Sovereign Gold Bonds. It is indeed a glittering and one of the highly profitable investment options in India.
Investing in Real Estate is one of the most promising investment options in India. This investment holds excellent prospects in different sectors such as hospitality, commercial, manufacturing, housing, retail, etc.
It is an investment with a shallow risk as to the rate of property that you will purchase well increase within six months. This type of investment works as an asset and is the best long term investment with high returns.
Best Investment Options in India for a short term:
Looking for short term plans instead of long term ones. Don’t you worry, as we have got you covered!
Here are some of the reliable and high-interest short term investment options in India for you. The below-mentioned plans can help you get steady money with risk-free growth:
When it comes to short term investment options than saving accounts are one of the most preferred ones. The reports offer maximum liquidity; you can withdraw funds without any hassle.
If you are looking for an option wherein you can constantly assess your funds, then a Savings account is one of India’s best investment options.
Fixed deposits are an investment that can offer you a high rate of return and Independence from market fluctuation. The best feature about this investment is that it provides flexibility in terms of tenure period and lets you withdraw your deposit during an emergency.
If you are looking for safe and short term investment time, the safety of capital in this investment is high compared to most Investments. There are different fixed deposit rates in India and additional features that come with Investment plans accordingly.
Another safe and best option for investment options in India are investing in National Saving Certificate. This type of investment comes with a tenor of 5 years, and you can get your money back after visiting the post office and completing the application process.
The benefit of this investment is that you can claim the tax exemptions under section 80C that comes under the Income Tax Act.
Recurring deposits are one of the best investment options in India. It is best for people who are interested in investing money in monthly instalments.
This type of investment officer flexibility comes with a minimum tenure of six months to a maximum of 10 years. You can get a recurring deposit account to your nearest post office for the financial institution.
Are you’re looking for an investment option in India that gives you proper access to your funds at any time? Then liquid funds are the one for you. It is the type of mutual fund that invests money in government certificates and securities.
This type of investment is the best way to locate your emergency fund as you may need to get complete access to the cashback after 2 to 3 days. This type of investment can offer you interest up to 7%, and it also provides a higher amount of security.
So guys, before investing in any investment option in India, it is best to know about the different options and purpose of the investment. As you are an investor, you should invest in brilliant techniques that can help you in creating more wealth and generate lucrative returns in the long term.